Need an appraisal in Waukee or Dallas County?
Check out the top 7 reasons Iowa homeowners order from Ascend Valuation Services, LLC:
At Ascend Valuation Services, LLC, we understand the special needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Ascend Valuation Services, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.
Challenge Dallas County's assessment of your propertyLet's say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Ascend Valuation Services, LLC is your chief weapon when challenging your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experts in helping folks just like you abolish unneeded PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be difficult from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Ascend Valuation Services, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Ascend Valuation Services, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to invest in a second opinion.